Lumia follows a structured due diligence process that includes obtaining legal documentation such as title deeds, corporate ownership papers, and registry records. These documents are verified manually and through automated systems connected to land registries.

Each tokenized asset undergoes rigorous legal verification, KYC/KYB checks, and compliance validation before being listed on the Lumia Chain for trading.

Lumia aims to solve market fragmentation by aggregating tokenized properties into structured baskets, providing investors with diversified exposure while ensuring liquidity through Lumia Stream.

Lumia enables commodity-backed bond issuance. For example, mining companies with verified mineral reserves can issue bonds to raise capital for extraction, offering yields upon project completion.